Ben Harvey is an investment advisor representative of, and securities and advisory services are offered through, USA Financial Securities Corp., Member FINRA/SIPC. A Registered Investment Advisor located at 6020 E. Fulton St., Ada, MI 49301. Pathway Financial Planning, Inc. is not affiliated with USA Financial Securities. Please review a copy of our Commenting Guidelines at: https://www.usafinancial.com/investors/commenting-guidelines. Retirement planning requires many decisions about many things. Too often, one decision can have a huge impact on another. When helping clients plan for retirement, we take a comprehensive approach on how to distribute what you want in retirement in the most efficient manner possible. Things we will explore together are: income needs & wants, an income plan, social security choices, pension options, survivor needs, tax efficiency, long-term care risks, risk appetite, investment stress testing, estate planning, and more. We believe retirement success is strongly linked to identifying purpose for any financial decision you make in retirement. As your fiduciary, we pride ourselves in helping you make wise, coordinated, and informed decisions with purpose and confidence.