Courtesy Mortgage is a California based mortgage company. In this difficult California market our focus is helping underwater homeowners utilize available programs to lower their payments or pay off their loans faster. We specialize in HARP refinance including Fannie Mae DU Refi Plus, Expanded Approval findings, as well as Freddie Mac Relief Refinance Open Access program. Our experienced loan originators would love to hear from you. ' NMLS License #260379 CA Dept of Real Estate License #01228731