We specialize in small group health insurance and individual health insurance. Lay and Williams Health Insurance offers a wide variety of healthplans from Aetna, Assurant, Blue Cross Blue Shield of Texas, Cigna, Humana, Pacificare, Principal, Trustmark and United Healthcare. If you are interested in the Texas Marketplace Exchange or the SHOP for small groups we are credentialed to assist you. We can calculate your possible subsidy and help you proceed through the application. In addition to major medical plans, we offer dental, vision, disability and life insurance from fine carriers such as Lincoln, Metlife, Boston Mutual, Assurant, Mutual of Omaha and Prudential. Our market are includes the Fort Worth, Dallas and Houston metropolitan areas. Frequently asked is how Health Saving Accounts (HSA) work and can they benefit the insured. We have the answers. We also recently introduced a line of discount plans for dental, vision, prescriptions and roadside assistance as well as identity theft protection.