Urban FT is focused on helping financial institutions deliver exceptional customer-driven digital experiences by providing the industry’s first and most capable FinTech Core. Our FinTech Core helps financial institutions overcome the challenges associated with the increasingly fragmented banking, payments, and FinTech ecosystem. Urban FT’s X-35 FinTech Core™ is a serverless, cloud-based core, that in unison with a Financial Institutions existing Banking Core or Transaction Processor, enables all types of FIs to deliver an exceptional, cutting edge customer-driven experience – all under one platform. X-35 FinTech Core™ enables clients—whether a mainstream bank, a neo-bank, a national grocery chain, or even a university—to create and deliver a strategy of continuous product and technological innovation. By leveraging the X-35 FinTech Core, clients have an R&D team at the ready that can incorporate feedback into products and services from the 500+ financial institutions we work with. This means clients will always be on the bleeding-edge when it comes to providing their end-users with superior digital banking, account opening, money movement, behavioral insights, and card portfolio products, all of which enhance overall user engagement.