Madfu is convenient and safe way to enjoy at your favorite stores today and pay overtime.. with no interest or hidden fees of any kind. Enjoy now and pay in 3 interest-free payments. Plus, you get cashback when you use Madfu. How does Madfu work? - Find your favorite stores on Madfu App, where you can see all stores that let you split payments in installments and earn cashback. - Go and shop from your favorite store, then checkout with Madfu - Madfu lets you split your purchases into 3 interest-free payments, billed monthly.