tkNext is a spin-off of Luxembourg based NEOFACTO and has been incorporated in Estonia where it obtained a "Virtual currency wallet service provider" license (FRK001270) and a "Virtual currency against a fiat currency service provider" license (FVR001389). tkNext develops the "tkNext Platform", a blockchain based financial platform targeting the financial institutions (investment banks, hedge funds, structurers, family offices, fund managers, etc.) active in OTC deals. On the writer side, the "tkNext Platform" streamlines the issuance (post-pricing) of options, bonds, swaps and any complex financial products by mitigating the middle office work and practically eliminating the back-office. On the buy side, the "tkNext Platform" allows real-time settlement and the ability to incorporate the acquired products in more complex structures in a matter of minutes. These newly created structured instruments can then be easily exchanged thus dramatically increasing the fluidity of the entire value chain. Products structured with the "tkNext Platform" can also be easily destructured and the components that are of no interest to the owner can either be exchanged via plain OTC deals or listed on our secondary market. The power of the "tkNext Platform" revolves around an eco-system of smart contracts and a set of smart stable coins covered 1:1 by fiat deposits at reputable financial institutions. Our smart stable coins are auditable in real-time which is a world première. The "tkNext Platform" is therefore able to fully deliver the DeFi and "programmable money" promises. The "tkNext Platform" runs on a public blockchain but succesfuly implements confidentiality of the executed transactions while allowing regulatory bodies to have a total visibility on the operations. Regulatory requirements are, in fact, part of the protocol of our eco-system. With the "tkNext Platform", the internet of value becomes a reality.