TERN Financial Group works in close partnership with relocation industry stakeholders to define and deliver novel risk and insurance solutions, innovative products and improved processes. TERN Financial was established for the express purpose of deftly applying accumulated expertise, profound insights and enlightened perspectives against the risks inherent to global talent mobility dynamics. TERN Financial’s exclusive focus is on delivering economies, efficiencies and revenue to the international relocation sector’s risk management challenges. The company is located in Montreal, Canada.