Providing Identity, Fraud and Compliance expertise from 20 years industry experience which also helped establish some of the earliest UK fraud data sharing consortia across Banks, Cards, Asset Finance, Insurance, Telco and Utilities. Saving these sectors billions of pounds in prevented fraud. I have supported most of the major financial institutions fraud and financial crime teams across retail, business and commercial banking. Strong industry product knowledge across: Identity, Fraud prevention, AML, Device Insight, Biometrics, Document Authentication, KYC/KYB, CDD, EDD. leaves me particularly well placed to provide consultancy and advisory services. These have proven welcome with a number of FinTech/RegTech start-ups, exploring digital transformation projects or commercial product development in the ID and Fraud arena. Having collaboratively developed innovative regulatory technology to help improve AML remediation strategy, implementation and exception management that combines risk and compliance capability, and can optimise resource requirements, with easy to deploy tools for automating KYC refresh programs.