The Mutual Agency was formed to help transition captive agents to independent agency status. - The Mutual Agency is a turn-key solution with carriers, software, and capital to make the transition. - Formed by industry experts, former/current agents, and national insurance companies to make the transition to independent as smooth as possible. - The Mutual Agency is the best value proposition for agency owners in the market today. Our unique program was developed after a series of interviews with captive, cluster and independent agents. It has been called the perfect program for transitioning Nationwide Insurance agents.