As Canada’s first and only Pension Plan as a Service, Blue Pier™ democratizes pensions by making real pensions possible for everyone, without the costs, risks and employer workload of the traditional, old-economy pension plans of the 20th Century. Blue Pier leverages financial technology, scale and unique governance and design features to make it possible for all Canadians to build a secure retirement income. 12 million Canadians (70% of the workforce) have no workplace pension plan. Blue Pier solves this market failure by making pension plan membership available to everyone, including self-employed professionals and employees of the small- and medium-sized businesses which employ most of Canada’s workforce. Blue Pier is unique in an asset market of $3.5 trillion that’s growing at almost 4% annually. While that number sounds like a lot, it’s not nearly enough: the World Economic Forum estimates that Canada’s shortfall in retirement savings is $3 trillion today and will rise to $13 trillion by 2050. Blue Pier’s mission is to help Canada’s workforce bridge that gap.