HiP was formed as a means of providing a housing finance solution for the lower to middle income South Africans. As a member of the Old Mutual Group, HiP (in association with the National Housing Finance Corporation) developed an alternative housing finance instrument; one that enables people like you to buy your ideal home today by taking into account your future earnings potential. The result is that at HiP, we take pride in knowing that we help strengthen South Africa’s social infrastructure.