Registered to sell securities in the following states: Oregon, Washington, California, Arizona and Colorado Licensed to sell insurance in the following states: Oregon #2856881, Washington #210536 and Colorado #159373 Investment Advisor Representative offering securities and advisory services through Independent Financial Group, LLC, a registered broker-dealer and investment advisor. Member FINRA/SIPC. Financial WealthCare and Independent Financial Group, LLC are not affiliated entities. Office of supervisory jurisdiction: 8879 SW Center St., Suite 100, Tigard, OR 97223 **** Important Notice to Recipients **** It is important that you do not use e-mail to request, authorize or affect the purchase or sale of any security or commodity, to send fund transfer instructions, or to effect any other transactions. Any such request, orders, or instructions that you send will not be accepted and will not be processed by Independent Financial Group, LLC. The information provided herein has been obtained from sources believed to be reliable however we cannot guarantee or represent that it is accurate, complete or current. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed an endorsement. When you link to a third party website you are leaving our site and assume total responsibility for your use or activity on the third party sites. Call 503.780.3332 or email ralph at lifeswhatifs.com today for a confidential discussion. Consult your tax and/or legal professional for the details regarding your specific tax situation.