The Consumer Legal Clinic provides a place where consumers may obtain relief from deceptive business practices in Kansas and Missouri. Federal and state laws protect consumers from fraudulent and abusive actions by debt collectors. If you have been sued for an older debt or by a creditor that you don’t recognize, the lawyers at the Consumer Legal Clinic LLC can evaluate whether collection laws have been violated. Some of the conduct that may be in violation of federal and state laws includes abusive collection tactics, including: Misrepresenting to consumers a debt collector’s right to collect a debt Misrepresenting a consumer’s obligation to pay a debt collector for a debt Making misleading or fraudulent statements Mischaracterization of the amount or nature of the debt Threatening or implying that non-payment of a debt will result in arrest or imprisonment Wrongful garnishments Unfair credit reporting