Pioneer Heritage Insurance was established in 2003, from the merger of Pioneer Associates of Spicer, Heritage Insurance, and Green Lake Agency. Since that time, the company has grown to include four locations at Willmar , Pennock, Raymond, and Spicer, Minnesota, making Pioneer Heritage Insurance one of the largest independent agencies in the area. We represent a variety of highly respected insurance companies to assure you that your policy will be placed with a sound, competitive market. We are proud of our experienced staff who will personally work with you to meet all of your insurance needs.