A Next-Generation Digital Bank with a focus on diaspora. and expatriates working in Africa with multi-currency capabilities. 1. Next Generation Digital Bank: With Kladot, send money home. Transfer money anywhere and pay bills 2. Bank For Diaspora and All Citizens: Your money, is accessible from anywhere using our digital bank 3. Multi-Currency Support: We help migrants and expatriates. wherever they are in the world 4. Digital Banking for the global Citizen: We are a transnational Bank for the New Digital Age