As a global Fintech company, International Business Settlement (IBS) devotes itself to constructing a global cross-border payment clearing and settlement network with regional clearing circles, realizing a rapid, safe and low-cost direct payment channel between local currencies and Chinese Yuan (CNY). Relying on a new-type business model, not only IBS can greatly increase cross-border trade value and benefits for their clients, but also provide a financial highway for the international trade with China for the purpose of international development of RMB. Now IBS is expanding its business to Europe in order to provide the European enterprises and financial institutions with a fast, safe and low-cost direct payment channel to and from China. IBS offers virtual IBAN accounts, international money transfers, SEPA transfers, foreign exchange as well as prepaid cards to businesses engaged in cross-border trade. IBS Lithuania is a licensed Electronic Money Institution, supervised by the Central Bank of the Republic of Lithuania. IBS Lithuania is a part of International Business Settlement Holdings Limited, a public company listed on the Hong Kong Stock Exchange (SEHK stock code: 00147.HK).