We Care. Because You Care. Heritage Memorial Funding is a family-owned business with years of financial services experience. We serve clients with honesty, integrity, and superior customer service. Our service is simple: we offer immediate payment to a funeral home and the deceased’s beneficiaries in exchange for a verified life insurance policy. Instead of weeks or months, families and funeral homes have the money from a policy in-hand within one or two days, freeing them to pay for the services and other expenses. Heritage handles all the paperwork and negotiations with the insurance company and processes the policy to recoup costs. For policies that exceed the cost of the funeral, families can receive beneficiary funding, to pay for whatever their needs may be beyond the funeral itself.