We are the global leader in financial literacy and business education for necessity entrepreneurs in emerging markets. Our subsidiary companies partner with leading banks in emerging markets to provide micro and SME (small and medium enterprise) borrowers with practical training, tools and technology. Elevate currently operates in Peru, Colombia and Ecuador. We provide our banking partners with bottom-line value by de-risking loan portfolios, lowering loan loss provisions, accelerating client borrowing power and re-credit conversion, increasing customer loyalty and satisfaction, and providing unique insights into SME clients' business through data collection. The SME operators we train receive long-term consulting through a personal coach who visits them in their businesses and helps them incorporate management best practices and technology into their business and personal finances.