Who is Cover Agency, Ltd.? • Cover Agency is a "wholesale insurance" agent and broker. We do business with retail insurance brokers (And additional third party intermediaries as permitted by law )and producers of property and casualty insurance; also with life & health producers of disability insurance and international health insurance. • We specialize in providing our producers with Generous Commissions and Low Cost Insurance Programs, combined with Excellent Wholesale Insurance Services. • Cover Agency provides wholesale insurance access to both admitted licensed insurance companies, and non-admitted (excess and surplus lines) insurance companies. We are pleased to place our wholesale insurance from both the largest, highly rated, international insurance companies to regional rated quality and licensed insurance companies. • We are licensed insurance brokers and excess /surplus lines brokers in seven states: New York, New Jersey, Connecticut, Illinois, Indiana, Ohio, Utah. On an international scale, we can place wholesale travel, health insurance, and commercial property and casualty insurance in 170 countries, on behalf of our independent retail brokers. • If you don't see an insurance product that you need, ASK US