Money One Federal Credit Union is a not-for-profit, full service financial institution. We were formed in 1951 to promote wise financial responsibility and provide a source of low-cost credit. Money One is member owned and operated. Our only reason for existence is to help people do better financially. Our mission is to: • Help peoples dreams become a reality • Provide individualized products and services • Serve with a dedicated staff that takes pride in exceeding expectations The Credit Union Difference Credit unions have a different approach to financial services. Credit unions are cooperatives. Once you open a savings account, you become a member and owner of the credit union. You have a say in how the credit union is run and can even serve on the board of directors. Since credit unions are not for profit, all excess profits are returned to the members in the form of products and services. This allows us to offer: • Lower rates on loans • Higher rates on savings • Fewer fees • Free checking and convenience services Credit unions exist solely to provide you with financial products and services at the lowest cost possible. And with excellent service. Credit unions are well noted for the high level of service provided to their members. For more than 20 years, the American Banker's Association has surveyed consumers on satisfaction with their primary financial institution. And each year, credit unions come out on top in customer satisfaction. Credit unions offer a wide variety of services, designed with you in mind. From savings and investments, to many types of loans, you'll find the credit union a great place to take care of most of your financial needs. Get the difference? Then get the difference! It's time you took advantage of all your credit union has to offer. If you don't currently belong to a credit union, contact us.