Over the course of the past 25 years, we have seen significant changes in the health insurance marketplace. The deductibles and out of pockets have increased considerably, we have seen more interest in preventive care, and we have certainly experienced creativity from re-insurance carriers. All of these variables have made partial self-funding available to small and medium organizations alike. Perhaps the greatest changes have been in the medical procedures being offered and the technology to treat patients. With lasers, robots, x-rays, CT Scans, MRI’s and new drugs on the market every week, the medical field has undergone several expensive transformations. All of this coupled with longer life spans and an aging population, the cost of benefits continues to rise exponentially. The primary challenge for our organization is to assist employers and participants with developing and managing plans that are cost effective and able to provide the desired level of benefits. At ResourceOne we pride ourselves in our ability to be flexible, creative and efficient as we provide our clients with the very best in products and services. With our knowledgeable staff and state-of-the-art systems, we are prepared to help organizations of varying sizes with their respective benefit plans.