The time is NOW. We believe that you deserve to enjoy life, to have the freedom to spend time with family, friends and the world without finances being an obstacle. We believe that you should one day be able to enjoy the fruit of your hard work and that your financial freedom should NOT be limited by your income, knowledge or where you come from. Wealthness Pty Ltd (ACN 613 313 250) [t/a Better Financial Planning Australia] is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523. Information published on this website has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained in this website is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products mentioned on this website. You should also obtain and read this document prior to proceeding with any decision to purchase a financial product.