Wonga.co.za is an online lender that offers flexible and affordable short-term loans of up to R8000. Our application process is totally online, with no paperwork or hidden fees. There’s no need to visit a branch, and we don’t charge an application fee or a deposit. Our online application process is simple and easy-to-understand, and only takes a few minutes. First-time applicants can apply for R500 to R4000, for between 4 days and 3 months. You can even repay your loan early to save on interest and fees. If you’re a returning customer, your trust rating determines how much you can borrow – up to R8000. The Wonga Money Academy offers exciting and informative financial literacy content – where you can #MasterYourMoney by learning more about the four pillars of financial literacy; debt, savings, budgeting, and investing. Wonga is regulated by the National Credit Regulator and all loan applicants are credit checked and need to pass stringent lending and affordability criteria prior to approval. This is in line with our commitment to being a responsible financial services provider.