You spend years in pursuit of financial independence and then, through hard work and wise decisions, you achieve it. But for all the answers a lucrative career or business provides, success leads to at least as many questions. Just like your home, business, and relationships, financial wealth demands expertise and attention to detail. At Silver Transitions, we offer you a depth of experience and insight to help you through your journey. Ralph Sklar and Thomas Kanaley are Financial Advisers with Eagle Strategies LLC, a Registered Investment Adviser. Ralph Sklar, Thomas Kanaley, David Scharff and Brian Stewart are Registered Representatives of, and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. Members of Silver Transitions Financial & Insurance Solutions are not licensed in all jurisdictions. Ralph Sklar, AR Insurance License #2320503. CA Insurance License #0B49193; David Scharff, CA Insurance License #0689910; Thomas J. Kanaley, CA Insurance License #0D07336, are agents licensed to sell insurance through New York Life Insurance Company and are licensed with various other independent unaffiliated insurance companies. Ralph Sklar and Thomas J. Kanaley are Member Agents of The Nautilus Group ®, a service of New York Life Insurance Company. Silver Transitions Financial and Insurance Solutions is not owned or operated by New York Life Insurance Company or its affiliates. Neither Silver Transitions Financial and Insurance Solutions nor New York Life Insurance Company, or its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. 425 Market Street, Suite 1610 - San Francisco, CA 94105 Phone: (415) 839-9640 Eagle Strategies LLC and NYLIFE Securities LLC are New York Life Companies.