D & S Life Agency, Inc. provides solutions and multi year benefit plans to improve client health and to better leverage health insurance costs. Constantly monitoring a variety of resources, we partner with employers to implement strategies to effectively and efficiently manage benefit plans. It's just part of doing business with us. Our focus emphasizes communication, design and funding options for our clients in the constantly changing benefit business. Our goal is to help clients and their employees purchase the right coverages using a well planned strategy. Below are some of the individual and employee benefit services that we offer.