CityWallet provides a tool focused on the freedom of paying in parking lots, laundry services and other places through secure transactions using an account where you add balance. We solve problems for two beneficiaries: Citizens and Commerce. Citizens problems are cash-in-hand issues and payment queues in waiting lines. For the commerce we solve payment alternatives complications, especially for small shops, which are not granted with banking terminals due to its high operating costs. Based on prepaid accounts CityWallet offer users to add balance through their bank account, debit and credit cards and make payments with their smartphones just using a ID.