Pacific Horizon Financial Inc. has offered attractive loan opportunities to qualified Investors since 1989. Based in beautiful San Diego, the company owes much of its success to a veteran, hands-on management team that strictly follows the business model of investing in conservative first mortgages on residential & commercial property. As 2013 begins, our primary lending focus is on single-family renovations returning 9 - 12% to our investors. For more information, call Paul today at (858) 618-1440 ext.111 or visit our website @ http://www.phfinancial.com/ and signup to our newsletter.