The MicroInsurance Centre at Milliman, or MIC@M, is a consulting firm dedicated to generating access to valuable microinsurance products to 3 billion low-income people across the globe. We accomplish this by working with regulated insurers and appropriate intermediaries who can efficiently provide simple, market-responsive microinsurance products. Our clients include multinational and domestic commercial insurers, foundations, bilateral and multilateral development agencies, regulators, non-governmental organizations (NGOs), and others. These organizations work with us to ensure the best potential for success with their microinsurance activities. Our team has implemented microinsurance activities in over 70 countries during the last 20 years.