Melinda Payan and The Truth About Lending Team are your Residential Mortgage Specialists Here at The Truth About Lending, we see mortgage financing from a unique perspective. We fully understand the underwriting process. We have successfully navigated through the changes that have taken place in the mortgage industry over the years. As a prior owner and current owner of a mortgage company, and a loan officer for over 20 years, Melinda and the rest of the team have remained active in originating loans with many top lenders. The Truth about Lending offers you more than twenty years of business and financial expertise in order to successfully and expeditiously negotiate your financing needs. Our staff is comprised of a former loss mitigation underwriter, a mortgage company owner, mortgage processors, and licensed active mortgage brokers, all of whom are here for the sole purpose of assisting you and getting your loan successfully completed as quickly as possible. In addition The Truth About Lending has access to many programs that other lenders may not. If you have had a recent bankruptcy, foreclosure or short sale and you want to purchase a house we may have financing options for you. We at The Truth About Lending are on a mission to help others, and have developed a passion for it along the way. If you have been turned down by other lenders, call The Truth About Lending, as we may have options for you. Call us today at 1-888-76-TRUTH to start the loan process.