Schulte Research is a platform which offers five financial products to many of the largest sovereign wealth funds, hedge funds, mutual funds, regulators, insurance companies and banks on five continents. 1. Active and passive portfolios of Financial stocks to help investors make money. 2. A comprehensive credit research product which is a detailed, bottom up corporate health check for the top 2000 stocks globally. 3. We were early in focusing on the critically important area of financial technology and the way in which companies like Alibaba would revolutionize banking. 4. We work with banks and insurance companies to help them create strategies to adjust their infrastructure in order to cope with the onslaught of technological change. 5. We work with regulators in a liaison role between investors and banks so that they can understand the rapid changes facing the industry.