VS Associates understands that retirement and financial planning is personal. Every person’s situation in life is different. Every person’s interests, priorities and goals are unique. That’s why, instead of just selling investment products and services, we will work with you to develop a sensible, comprehensive financial plan that is tailored to your own unique situation. Our management style utilizes a disciplined laddered maturity and liquidity approach that assures that at least 10% of all accounts are freely available each year in order to maximize and capitalize on the upward and downward cycles of interest rates and market volatility. This also gives peace of mind to clients whose potential future income needs require better assurances - a discipline that has been consistently applied in all market environments to each of our clients' portfolios. Start your retirement or new financial plan today. Contact us for your free, one hour consultation. We're looking forward to meeting you! Tax Deductible Investments | Tax Offsetting Investments Ways to offset the force income at mandatory age 70+ required minimum distributions