Cipriano Wealth Management is an independent, fee-only fiduciary offering financial planning and investment management services for service industry professionals from working class backgrounds. I primarily serve mid-career and late-career individuals who are focused on maximizing the long-term value that they can derive from this stage of their employment cycle. I spent 28 years on the institutional sell-side of the financial services industry and provide a valuable perspective to members of that community who seek objective advice regarding their personal finances. I am intimately familiar with the opportunities, hurdles, questions and concerns associated with balancing the expectations and rewards of a demanding career alongside personal aspirations for home and family life. As an independent firm we are not bound to market or sell products for any specific firm. We do NOT sell insurance or any other financial products. We do NOT earn commissions from any broker/dealer. The lone focus of the firm is to ALWAYS act in the best interest of our clients. Please visit our website if you'd like to learn more.