UMT United Mobility Technology AG (www.umt.ag) is a leading player in today’s fintech industry. We build and operate “ready to use” mobile payment and blockchain solutions for large clients (e.g. PAYBACK, American Express subsidiary). Currently the company operates the largest white label mobile payment infrastructure in Germany. We are acting as the central router between billion turnover retailers, banks, loyalty programs and consumers. Additionally UMT offers consulting services all along the value chain regarding smart data.