22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships. We care about individuals. We cannot grow without the kind of consistency that builds trust and community. And we wouldn’t want to. Our process is one of consistent adaptation – not to trends but to our customers and our communities. Everyone is different, so we make products and services to fit everyone’s needs. Our decisions are kept local and our service personal. That will always be the case. Member FDIC | Equal Housing Lender | NMLS # 440410