Three Wheels United is a tech-enhanced financier for light electric vehicles in India, starting with the auto rickshaws. Three Wheels United is combining tailored financing solutions with innovative loan management and asset management technology to offer a competitive loan, removing barriers for uptake, while de-risking their lending. They use innovative structured financed and credit enhancers specifically designed for mobility assets, to cover a loan to cover up to 100% of the vehicle cost at a low interest rate, removing the challenge of high down payment. TWU has developed data driven technology that combines loan management and asset management, keeping operations costs and default rates low, while improving driver income.