StepEx enables education institutions to eliminate the price barrier to their courses for the less wealthy majority. By making opportunity available for all - they massively expand their addressable market. StepEx provides finance as a service - all the regulatory compliance and technology infrastructure for educators to accept payment in the future instead of now. Their flagship product is an FEA / ISA (ability for students to pay a share of their future earnings instead of an upfront fee). StepEx is making the $2 trillion adult education market accessible to all through partnerships with educators and third party liquidity providers (https://www.stepex.co/apply).