Co-Ownership is a shared ownership scheme that helps first time buyers and others to get on the property ladder. Buyers choose their own property up to the value of £165,000, anywhere in Northern Ireland. They buy a starter share in the value of their home between 50% to 90% and pay rent on the remaining share. Home buyers can then increase their share in the property at any time in part or in full to own their home outright, a process known as staircasing. Co-Ownership Housing is Northern Ireland’s expert and provider of shared ownership. So far we have helped more than 30,000 households to purchase homes of their choice through shared ownership. We are a registered housing association and industrial and provident society, regulated and funded by the Department for Communities. Co-Ownership Housing is governed by a board of management, made up of voluntary non-executive directors and has been running very successfully for 38 years.