We are a swiss fintech company with our ZoodPay, Buy Now Pay Later (BNPL) payment solution offering interest-free installments in untapped MENA and Central Asia countries with low credit card adoption. We are the only BNPL provider to also have its own marketplace ZoodMall with cross-border and local sales reaching the mass market in our target countries. We provide a massive opportunity for merchants across Asia, MENA, CIS, and even Europe to access huge new e-commerce opportunities in KSA, JO, KW, IQ, LB, KZ and UZ all underserved by the current providers.