San Bernard Electric Cooperative, Inc. is a distribution utility. The Cooperative does not own or operate any electrical generating plants. Instead, SBEC's power requirements are purchased from the (LCRA) Lower Colorado River Authority and (CPS) City Public Service Energy and are distributed by San Bernard Electric to its members. Currently SBEC has over 3,600 miles of line serving over 25,000 meters in parts of eight Texas counties – Austin, Colorado, Lavaca, Waller, Montgomery, Harris, Grimes and Fayette. San Bernard Electric Cooperative, Inc. no longer borrows government loan funds. When financing is required for system construction, funds are obtained from (CFC) a financial cooperative.