Since 1999 we have been developing IT solutions from Ticino for the MF Group AG (www.mfgroup.ch), the leading provider for purchase by invoice-services in Switzerland with more than 1000 merchants, 7 million customer accounts and a transaction volume of ca. 12 million CHF per month. We are now proudly part of the Arvato Group (https://finance.arvato.com/en/) from June 2020. We are continually challenged to satisfy ever-changing requirements in order to provide customizable, reusable modular solutions with agility and simplicity: • Real time account limit management through in-house developed payment server • Multichannel payment support including: ◦ POS ◦ Web ◦ Mobile (IOS and Android) • “Real time” verifications of identity and address data of the customer with in-house developed customer reliability chain • Production of more than 200’000 invoices / month supporting different payment models (e.g. revolving, fixed rate, etc.) along with different frequency dispatch (e.g. on goods delivery, monthly, etc.) and different delivery method (e.g. by letter, by email) • In-house developed merchant and customer fraud management • In-house developed CRM software We are a meritocratic, informal and fast growing company always looking for improvements both on technical and process aspects.