Independent Home Loans provides wholesale lending rates and transparency, provides the highest level of service by making sure someone is always available to speak with you directly and implements the latest technology to make your home loan process quick and easy. Purchasing products through wholesale channels to save money is certainly not a new concept and obtaining a home loan is no different. There is money to be saved and greater transparency by purchasing products through wholesale channels. Unlike big banks, which have built-in margins and back-end profits employed in their mortgage services, Independent Home Loans provides wholesale lender interest rates and complete transparency. Instead of paying hidden fees, back-end points, or built-in margins; our compensation is completely transparent. Why go to a retail bank or a retail lender when you can choose to go through wholesale channels with lower rates and increased transparency? We have access to speak directly with underwriters and processors immediately which enables resolutions, answer’s questions, and ultimately results in fast and smooth closings. Independent Home Loans is a Residential Mortgage Broker, licensed in UT, CA, TX, WA, CO and FL, providing home loan products for purchasing, refinancing and reverse mortgages. Independent Home Loans has products for Conventional, FHA, USDA, VA and for QM and Non-QM products. NMLS # 1887282, 9557 S 700 E, Suite 200 Sandy, UT 84070, Utah DRE License: 11463622. TX location: 900 Balcones Drive, Suite 100, Austin, TX 78731. CA DBO, Broker License No. 60DBO104059, 1267 Willis St, Suite, 200, Redding, CA 96001. WA Consumer Loan Company License No. CL-1887282, 3400 Capitol Blvd., SE Suite 101, Turnwater, WA 98501. Florida MBR3760. Also licensed in Colorado, NMLS#: 1887282. Independent Home Loans, LLC is licensed by the DFPI Financing Law (Department of Financial Protection and Innovation State of California) with the license number of: 60DBO-104059