Xenon prepaid electronic card payment W.l.l is operating in Middle East & South East Asia. • Xpay is offering a Complete & Comprehensive solution linking the power of mobile marketing and campaigns with the new enhanced payment technology. • Xpay believes in Kuwaiti market’s fast evolution and its consistent attraction towards innovative and trendy global attributes. Xpay Business centric: • Modular – implement just what you need when you need it • Designed for openness, integration and ease of implementation • Supports multi-channels and can easily add new ones • Engineered to be highly o scale-able (stress tested) o secure o robust o reliable • Designed for high-volume transaction environments • Low operating cost AND Largely driven by: 1. Telco’s 2. Bank’s 3. Exchange Co. Engagement The combination of a mobile phone and a Branded Mobile Payment option. A powerful new convenience: for the mobile usage. Xpay has partnered with Mobile Network Operators; Banks/Exchange co & Merchants. Xpay key differentiators: • White-Label: White label branded solution • Cloud-Based Ecosystem: Easy integration • Regulatory Compliance: PCI, KYC, and AML • Redundant and Secure: Secure back-up & redundancy • Technology Agnostic: Integration with any POS • Project Management: E2E project Deployment and Management • Reporting & Analytics • Partner Acquisition