We have been providing comprehensive insurance and reinsurance solutions to our clients for almost 20 years, becoming part of Howden Broking in 2020. In 2003, we opened our first office in Greece. Since then, Howden Matrix has grown into the leading independent broker in Greece, with more than 90 in-house experts in our Athens, Thessaloniki, Ioannina and Crete offices. In 2005 we launched Howden Matrix Cyprus, situated in the capital city Nicosia. Our Cyprus team, comprising 7 brokers and 3 actuaries, specialises in structured reinsurance solutions, actuarial services and analytics.  Howden Matrix Cyprus is one of the top 3 reinsurance brokers in the local market. In 2014, we established Howden Matrix South Africa to support our clients in Africa. Our South Africa team is based in Johannesburg, and comprises 14 insurance and actuarial professionals. Howden fast facts • Founded in London, UK in 1994, we’re now the largest international insurance broker headquartered outside the USA • We’re a truly multinational business, bringing you specialist advice in over 90 territories • Our steadfast commitment to independence gives our people the freedom to deliver for clients • You get all the benefits of working with a large global broker, combined with the speedy innovation and local know-how of a small independent • We put People First: we value and look after our employees. We like to see people thrive. Employee ownership at our heart Around 800 of Howden Group employees are shareholders, with a plan in place to increase that number; by 2020, we aim for 1 in 3 employees worldwide to own shares. While we are backed by patient, long-term investment capital, employees will always remain the largest shareholder group. This has a noticeable effect on the culture. At Howden Group, everyone has a voice. Ideas are embraced, effort gets rewarded and meritocracy is real. All in an environment where people enjoy their work and have fun.