We help our clients find solutions to all of their retirement needs. We take an academic approach to our investment strategies. We ensure our clients are well educated and well informed on all of the strategies we implement. Conscious Capital is a financial planning and investment management firm located in Scarborough, ME. Derek Tharp is a financial and retirement expert. His research has been published in numerous academic journals and he has been quoted in outlets such as The Wall Street Journal and The New York Times.