The IBRG-Marst team does not work for an insurance company, we work for YOU. We work on your side when you have a loss and follow through to see that you get fair, prompt payment. We represent a carefully selected group of financially sound, reputable insurance companies. Your policy is placed with the company, or group of companies offering the best coverage at a competitive price. BUSINESS COVERAGES - Commercial Property & Liability - Worker’s Compensation - Business Automobile - Builders Risk - Inland Marine - Fidelity & Surety Bonds - Commercial Excess Liability - Employment Practice Liability - Employee Benefits Liability - Professional Liability/E&O/D&O PERSONAL COVERAGE - Home - Health - Auto FINANCIAL PROTECTION - Life & Accident - Health & Disability - Long Term Care - Medicare Supplements - Annuities/IRAs