"Building your financial Castle so that you can focus on what really matters" TM. We have 2 processes that we follow: The first is our Investment Optimization Process a system for designing and monitoring portfolios. The second is our Wealth Maximization financial planning program. Each process starts with a panoramic overview of the situation and proceeds through several steps to ensure a thorough examination of the situation and possible resolutions. It is your choice whether you just want us to manage your assets or whether you want a simple or comprehensive financial plan. Regardless of the services we provide, we start by understanding your current situation and your goals of what you are trying to achieve. Then we research possibilities , explain the options and set a plan of action to help you reach those goals. You will be provided with personalized integrated solutions which are well researched and documented. Your customized plan will be implemented using best of financial instruments ranging from High Interest Saving Accounts, GICs, Segregated and Mutual Funds, Pooled Funds and Private Investment Management Services ($million + portfolios). We also implement life insurance, disability insurance and critical illness insurance solutions as well as small business solutions (estate freezes, buy sells, shared ownership, IPP's, RCA's etc.) Our clients fall into 2 categories. First, there are the emerging affluent. These are clients who find themselves with significant assets that they've not had to manage before (high employment income, inheritances, life insurance proceeds, stock options etc.). Second, there are the clients in transition. These are people who are facing a large change in their lives (retirement, death of a spouse, separation or divorce etc.). A lot of our existing clients are successful small business owners and/or families who are within 10-15 years of retirement.