Health Matching Account Services, Inc. is based in Houston, Texas and is the exclusive provider of Health Matching Account products consisting of the HMRA® program for employers and the HMA® Medical Benefits Account for individuals and families. Both the HMA® and HMRA® programs are medical savings accounts that award increasing, monthly, medical benefits to assist both employers and employees in bringing down their first-dollar, out-of-pocket medical costs. HMA® Services is a privately-managed, financial services company and first-dollar, medical cost-containment company that is committed to bringing down the cost of health care in the group and individual markets. HMA® Services is expanding its reach and forming partnerships with some of the largest brokers, benefit agencies and administrators all across the country in the ERISA market to promote its revolutionary, Health Matching Account HMRA® program for employers and the HMA® Medical Benefits Account for individuals and families.