There is no denying money is a large part of our everyday lives. Unfortunately not all Australians have a great relationship with it: 30% of Australia’s are ‘financially stressed’. 92% of Australian’s reported being ‘concerned’ about their finances 38% of Australian’s spend more than they earn. Australians owe $32 billion in credit card debt (Avg of $4,257 per card holder) In capital cities only 35% of the population live in properties they own (including homes with a mortgage) 60% of people don’t believe they’ll have enough money in retirement, 32% described themselves as having ‘far from enough’ Yet only 20% of Australians reported using a financial adviser (while 75% use an accountant). Why the disconnect? Why are so many people in need of financial help – but aren’t seeking it. From our experience, many Australian’s don’t know how a financial adviser can help them, which is probably because not all financial advisers do the same job. An accountant does your tax, but what does your financial adviser do? Here at What if Advice, we solve clients financial 'What ifs'.