MISSION STATEMENT To create value for stakeholders. VISION To be the preferred financial services provider. VALUES Excellence, Integrity, Collaboration, Professionalism, Transparency. COMPANY PROFILE We are a financial services organization involved in the business of general insurance, life insurance, pensions administration, banking, mortgage finance, lease finance, asset management and information systems. As part of our portfolio investment, we are also involved in the hospitality industry, real estate holding and shopping centers through our subsidiary companies. Each of our subsidiary company is an autonomous operating entity with an independent board of directors and run by a dynamic management team, professionally qualified to manage the particular line of business. Each company has a branch network for business generation and service delivery in the major centers of the country. Our subsidiary companies are: NICO General Insurance Company Ltd NICO Life Insurance Company Ltd NICO Insurance (Zambia) NICO Technologies Ltd NBS Bank Ltd NICO Asset Managers We further have investments in other countries within the SADC region through: Sanlam General Insurance (Tanzania) Sanlam General Insurance (Uganda) SanlamSeguro de Vida Mozambique Our corporate strategy remains to expand representation and operation in the COMESA region through mergers, partnerships andinvestmentsin various businessesin Africa with renowned organizations to offer technical and professional support. We were the first company to list on the Malawi Stock Exchange in 1996.