We're not like a typical financial institution. MFCU is different. As a not-for-profit institution, we cater to our members by offering better returns on accounts and lower fees and rates on our products and services. We are focused on our members and providing them with friendly service and personal attention. Membership with us is easy! If you live, work, learn, worship or volunteer in Orange, Seminole, Osceola and Lake Counties you're eligible to become a member. Simply by opening a Savings Account you are eligible to receive all the credit union benefits such low fees and great loan rates, excellent member service, and democratic control. As a member-owner you'll also have the opportunity for your opinion to be heard and to vote for the board that guides how your credit union should be managed.